:root{--navy:#14283F;--teal:#087F83;--gold:#C9A45C;--ivory:#FAFAF7;--slate:#536170}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI","Noto Sans SC",sans-serif;color:var(--slate);background:var(--ivory)}
h1,h2,h3{font-family:Georgia,"Noto Serif SC",serif;color:var(--navy);line-height:1.2}
a{color:var(--teal)}.wrap{max-width:1100px;margin:auto;padding:0 20px}
header{position:sticky;top:0;z-index:10;background:rgba(250,250,247,.95);backdrop-filter:blur(8px);box-shadow:0 1px 8px #14283f18}
.bar{display:flex;align-items:center;gap:14px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:700;text-decoration:none;font-size:15px;line-height:1.2}
.brand img{width:38px}nav{margin-left:auto;display:flex;align-items:center;gap:18px}
nav a{text-decoration:none;color:var(--navy);font-size:15px}
select{padding:7px;border:1px solid #c8ced4;border-radius:8px;background:#fff;font:inherit;font-size:14px}
.btn{display:inline-block;background:var(--gold);color:var(--navy)!important;font-weight:700;padding:12px 22px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;font-size:16px;transition:.2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 6px 16px #0003}.btn.alt{background:transparent;border:2px solid #fff;color:#fff!important}
#burger{display:none;background:0;border:0;font-size:26px;color:var(--navy);cursor:pointer}
.hero{background:linear-gradient(135deg,var(--navy),#0d4a5c);color:#e8edf2;padding:90px 0}
.hero h1{color:#fff;font-size:clamp(32px,5vw,54px);max-width:760px}.hero p{max-width:640px;font-size:19px}
.hero .btn{margin:8px 12px 0 0}section{padding:72px 0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}
.card{background:#fff;border-radius:14px;padding:26px;box-shadow:0 4px 18px #14283f14;border-top:4px solid var(--teal);transition:.2s}
.card:hover{transform:translateY(-4px)}.num{color:var(--gold);font:700 30px Georgia,serif}
.alt-bg{background:#fff}details{background:#fff;border-radius:10px;padding:14px 18px;margin:10px 0;box-shadow:0 2px 8px #14283f12}
summary{cursor:pointer;font-weight:600;color:var(--navy)}
form{background:#fff;padding:28px;border-radius:14px;box-shadow:0 6px 24px #14283f1c;display:grid;gap:14px}
label{font-size:14px;font-weight:600;color:var(--navy);display:block}
input,textarea,select.f{width:100%;padding:11px;border:1px solid #c8ced4;border-radius:8px;font:inherit}
.err{color:#b3261e;font-size:13px;min-height:1em}.chk{display:flex;gap:10px;font-weight:400;font-size:14px}.chk input{width:auto}
#msg{padding:14px;border-radius:8px;display:none}.ok{background:#e4f4ee;color:#0b5b3a}.bad{background:#fdecea;color:#b3261e}
.hp{position:absolute;left:-9999px}
footer{background:var(--navy);color:#cfd8e1;padding:44px 0;font-size:14px}footer a{color:var(--gold)}
.fx{opacity:0;transform:translateY(20px);transition:.7s}.fx.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}.fx{opacity:1;transform:none}}
@media(max-width:860px){#burger{display:block;margin-left:auto}nav{display:none;position:absolute;top:68px;left:0;right:0;background:var(--ivory);flex-direction:column;padding:18px;align-items:flex-start;box-shadow:0 8px 12px #0002}nav.open{display:flex}}

/* V2: tighter, warmer */
section{padding:44px 0}.hero{padding:44px 0 36px}.hero h1{margin:.2em 0 .4em}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:24px;align-items:center}.illus{width:100%;height:auto;max-height:340px}
.hero{background:radial-gradient(circle at 80% 30%,#0b6a74,transparent 55%),linear-gradient(135deg,var(--navy),#0d4a5c)}
.strip{background:#fff;border-bottom:1px solid #e6e9ec}.strip .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;padding:16px 20px}
.strip span{display:flex;align-items:center;gap:10px;font-size:14px;line-height:1.35}.strip b{color:var(--navy);font-weight:600}
.ic{display:inline-flex;flex:none;width:44px;height:44px;border-radius:12px;background:#e3f3f3;color:var(--teal);align-items:center;justify-content:center;margin-bottom:8px}
.strip .ic{margin:0;width:38px;height:38px}.ic svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.grid{gap:16px}.card{padding:20px}.card h3{margin:.2em 0 .3em;font-size:19px}.card p{margin:0;font-size:15.5px}
.card .num{float:right;font-size:22px;opacity:.7}h2{margin:0 0 .5em;font-size:clamp(24px,3vw,32px)}
.side{background:#fff8ea;border-left:4px solid var(--gold);padding:12px 16px;border-radius:8px;color:var(--navy)}
details{margin:8px 0;padding:12px 16px}form{padding:22px;gap:11px}footer{padding:30px 0}
@media(max-width:860px){.hero-grid{grid-template-columns:1fr}.illus{max-width:320px;margin:auto}}

/* V3: brand facelift */
:root{--navy:#082a4d;--r:16px;--sh:0 10px 30px -12px #082a4d40}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI","Noto Sans SC",sans-serif;font-size:16.5px;color:#4a5866}
h1,h2,h3{font-family:Montserrat,Inter,"Noto Sans SC",sans-serif;letter-spacing:-.01em;font-weight:700}
header{background:#fffffff2;box-shadow:none;border-bottom:1px solid #e8ebee}.bar{min-height:72px}.brand img{height:50px;width:auto;display:block}
nav a:not(.btn){font-weight:500;position:relative;padding:4px 0}nav a:not(.btn)::after{content:"";position:absolute;left:0;bottom:-2px;height:2px;width:0;background:var(--gold);transition:.25s}nav a:not(.btn):hover::after{width:100%}
nav .btn{padding:9px 18px;font-size:14px}.btn{border-radius:999px;font-family:Montserrat,Inter,sans-serif;font-weight:700;box-shadow:0 6px 16px -6px #c9a45c99}
.hero{background:linear-gradient(105deg,#082a4dfa 35%,#082a4dd9 70%,#087f83c4),url(images/hero.jpg) center/cover,linear-gradient(135deg,#082a4d,#0d4a5c);padding:64px 0 52px}
.hero h1{font-weight:800;font-size:clamp(30px,4.6vw,50px)}.hero p{color:#d9e3ec}.hero .btn.alt{border-radius:999px;border-width:1.5px}
.strip{box-shadow:var(--sh);position:relative}.card{border-radius:var(--r);border:1px solid #e8ebee;border-top:3px solid var(--gold);box-shadow:var(--sh)}
.ic{background:linear-gradient(135deg,#e3f3f3,#cfeaea);border-radius:50%}.num{font-family:Montserrat,sans-serif;color:var(--gold)}
h2{position:relative;padding-bottom:12px}h2::after{content:"";position:absolute;left:0;bottom:0;width:48px;height:3px;border-radius:3px;background:var(--gold)}
.alt-bg{background:linear-gradient(#fff,#f4f6f6)}.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:36px;align-items:center}
.photo img{width:100%;height:100%;min-height:300px;max-height:420px;object-fit:cover;border-radius:var(--r);box-shadow:var(--sh);display:block}
.side{border-radius:12px;background:#fdf7e9}details{border-radius:12px;border:1px solid #e8ebee;box-shadow:none}details[open]{border-color:var(--gold)}
form{border-radius:var(--r);border:1px solid #e8ebee;box-shadow:var(--sh)}input,textarea,select.f{border-radius:10px;border-color:#d3d9de}input:focus,textarea:focus,select:focus{outline:2px solid var(--teal);outline-offset:1px}
footer{background:linear-gradient(#082a4d,#06203b)}.flogo{background:#fff;border-radius:14px;padding:10px;width:150px;height:auto;margin-bottom:12px}
@media(max-width:860px){.split{grid-template-columns:1fr}.photo img{min-height:200px;max-height:240px}.brand img{height:42px}}

/* V4: polish */
.brand{gap:10px}.brand img{height:52px}.bt{display:flex;flex-direction:column;line-height:1.1}
.bt b{font:800 15px Montserrat,sans-serif;color:var(--navy);letter-spacing:.02em}.bt i{font:600 9.5px Montserrat,sans-serif;font-style:normal;color:var(--teal);letter-spacing:.3em;margin-top:4px}
nav{gap:16px}
.ic{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;margin:0 0 14px;background:linear-gradient(135deg,#082a4d,#0c6470);color:#e9cf93;box-shadow:0 8px 16px -8px #082a4d99}
.ic svg{display:block;width:24px;height:24px}
.hero{background:linear-gradient(105deg,#082a4df5 30%,#082a4dd0 65%,#087f83a8),url(images/hero.jpg) center/cover,url("https://images.pexels.com/photos/186077/pexels-photo-186077.jpeg?auto=compress&cs=tinysrgb&w=1600") center/cover,linear-gradient(135deg,#082a4d,#0d4a5c);padding:72px 0}
.hero-grid{grid-template-columns:1.15fr .85fr;gap:48px}
.hcard{background:#ffffff1c;border:1px solid #ffffff33;backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-radius:20px;padding:28px;color:#fff;box-shadow:0 20px 40px -20px #000a}
.hcard h3{color:#fff;margin:0 0 16px;font-size:19px}.hcard ul{list-style:none;margin:0 0 20px;padding:0;display:grid;gap:14px}
.hcard li{display:flex;gap:12px;align-items:center;font-size:15px;line-height:1.4}
.hcard .ic{width:34px;height:34px;border-radius:50%;margin:0;flex:none;background:#c9a45c33;box-shadow:none;color:#f0d9a0}.hcard .ic svg{width:18px;height:18px}
.hcard .btn{display:block;text-align:center}
.split{grid-template-columns:1fr 1fr;gap:48px;margin-bottom:36px}.photo img{aspect-ratio:4/3;max-height:none;min-height:0}
.pillars{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card .ic{margin-bottom:14px}.card h3{font-size:18px}.flogo{width:140px}
@media(max-width:1000px){.bt{display:none}}
@media(max-width:860px){.hero{padding:44px 0}.hero-grid{gap:28px}.split{gap:20px}}